This User Agreement ("Agreement") is a contract between you and INCOTEX Invest and applies to your use of the INCOTEX Invest services available through www.incotex-invest.com (collectively the "Service"). If you do not agree to be bound to the terms and conditions of this Agreement, do not use or access the services provided. Each of the terms, conditions and policies of this agreement may be changed from time to time and are effective immediately after the changes are published on the INCOTEX Invest website.

This web-site is owned and controlled by the INCOTEX Management LP (Scotland, UK) - the Partnership, registered under the United Kingdom jurisdiction (referred to as "us", "our" or "we"). These terms and conditions of use (referred to as "these terms") govern the access and use of our web-site by every site visitor (referred to as "you" or your").

Application of these Terms
By using or accessing our web-site you agree to be legally bound by the following terms and conditions. If you do not agree to these terms you must not use our web-site. We reserve the right at any time without notice to revise the content of our web-site and/or these terms by posting any changes on our web-site. The revised terms will be effective immediately upon posting and by continuing to use our web-site you will signify that you agree to be bound by the revised terms.

General Terms
Types of Accounts: Trial (after free registration) and Advanced (after first deposit).
Level of Accounts: 5 income levels - Trial, A, B, C, D - depending from the amount of biggest deposit. Number of accounts: one for Trial Members and up to 20 for Advanced Members.
All accounts activated right after first login.
Signup bonus: $40 (free).
Minimum amount of one-time deposit: $5 for PerfectMoney, OkPay, Payza, Payeer and Bitcoin.
Maximum amount of one-time deposit: $9,999.
Deposits less than $101 are not refundable, deposits on $101 and above are refundable.
Investment Options:
- Investment Option A - 20% daily for 20 days - total 400% - for deposits $5 - $100;
- Investment Option B - 200% daily for 20 days - total 4,000% - for deposits $101 - $500;
- Investment Option C - 2,000% daily for 20 days - total 40,000% - for deposits $501 - $1,000;
- Investment Option D - 6,000% daily for 20 days - total 120,000% - for deposits $1,001 - $9,999.
The type of your investment option will be selected automatically depending on your deposit amount.

Referral earnings
$1.50 for every referral and 40% from all referral deposits - for Trial and A Level Accounts
$2.00 for every referral and 40% from all referral deposits - for B Level Accounts
$3.00 for every referral and 40% from all referral deposits - for C Level Accounts
$4.00 for every referral and 40% from all referral deposits - for D Level Accounts
Acceptable payment methods: PerfectMoney, Payeer, Payza and Bitcoin.
Deposits in Bitcoin will be added to your account after confirmation and will be converted in USD on the current rate of CEX-IO on the date of payment.
If you want to use your Credit/Debit Card or Bank Wire for deposit funds, please contact us and we will give you full instructions.

Withdrawal requests
1. Members can withdraw funds if the type of Account is 'Advanced' and the Account balance is at least $1.
2. Members can deposit funds via one payment processor and request payment to another payment processor, but this may be the subject of applying the special floating exchange fees.
3. The withdrawal requests can be placed:
- during every Monday-Wednesday for A Level Accounts;
- during every Monday-Friday for B, C Level Accounts;
- during every Monday-Sunday for D Level Accounts.
4. The first withdrawal request can be placed on the next condition:
- after 20 calendar days from the date of the first deposit for A Level Accounts;
- after 10 calendar days from the date of the first deposit for B Level Accounts;
- after 5 calendar days from the date of the first deposit for C Level Accounts;
- after 1 calendar day (24 hours) from the date (time) of the first deposit for D Level Accounts.
5. The date of your first withdrawal will be detected instantly based on the amount of your first deposit.
6. Requested funds are usually available during 3 business days.
7. If you withdraw funds in USD to your Bitcoin address, you will get it in Bitcoin on the current rate of CEX-IO on the date of payment.

Other Terms
You agree to be of a legal age in your country to take part in this program, and in all the cases your minimal age must be 18 years.

INCOTEX Invest is not available to the general public and is opened only to the qualified members of INCOTEX Invest; the use of this site is restricted to our members and to individuals personally invited by them. Every deposit is considered to be a private transaction between the INCOTEX Invest and its Member.

Any dispute arising from your failure to understand the terms of our program will result in a permanent termination of your membership without refunding. Your participation is at your own risk. We will not be responsible for any external factors beyond our control, for example, payment processor downtime, service provider downtime, technical maintains etc.
We guarantee a 30-day money back, if you will not be satisfied with our service.

Disclaimer
You agree to adhere to all the principals and members harmless of any liability. You invest at your own risk and you agree that a past performance is not an explicit guarantee for the same future performance. You agree that all information, communications and materials you find on this site are intended to be regarded as an informational and educational matter and not an investment advice.

INCOTEX Invest is not responsible or liable for any damages, losses and costs resulting from any violation of the conditions and terms and/or use of our website by a member. You guarantee to INCOTEX Invest that you will not use this site in any illegal way and you agree to respect your local, national and international laws.

Anti-spam Policy
We will not tolerate SPAM or any type of UCE in this program. SPAM violators will be immediately and permanently removed from the program.

Reserving Rights
We reserve the right to change the rules, commissions and rates of the program at any time and at our sole discretion without notice, especially in order to respect the integrity and security of the members' interests. You agree that it is your sole responsibility to review the current terms. Moreover, we reserve the right to accept or decline any member for membership without explanation.

Contact Information
INCOTEX Management LP
85 Edgware Rd, 3rd Floor,
London, W2 2HX, UK

PHONE: +44 808 234 97 44
FAX: +44 808 234 97 58
E-MAIL: support@incotex-invest.com

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